This article first appeared in News.com.au Money When a relationship splits and two incomes become one, paying household living expenses becomes twice as tough — especially the mortgage. Here’s how to make it as painless as possible. They’re two words that never work well together: mortgage … [Read more...]
Boring numbers? Or getting the most from your hard work?
Do you get excited when you see interest rates fall? Even a fall of 0.25% gets everyone buzzing. Conversely if it goes the other way people panic. Given that your superannuation is likely to be the biggest asset you have alongside your home how much difference could 0.25% change up or down make … [Read more...]
Include all major players in your financial plan
You know the expression “the left hand doesn’t know what the right hand is doing”? Meaning, usually, two arms of a larger entity (two departments of a major corporation, for example) aren’t communicating well. Not keeping your financial consultant, and other significant people in your financial … [Read more...]
Buying a property with a friend or someone else?
'Girls Just Want to Have Fun' sings Cindi Lauper and that’s how it should be. Fun is wonderful, it is the stuff of young lives, but many women I meet also want to have a financially secure future. Abby and Harriett (not their real names) came to see me to talk about getting into the property … [Read more...]
Redundancy – good news or bad news?
What many people want to know when they choose a financial planner is, ‘What qualifications do you have?’ It is essential to choose a financial adviser who has their finger on the financial pulse of the time and one who, most important, has your best interest at heart. It is also important to … [Read more...]